The last step in the home buying process is closing the sale. When you get to this point, you are ready for things to be done so you can move into your new Michigan home. However, sometimes things do not go as smoothly as you want. Things can come up that will slow down the closing process. Fortunately, many of these issues are avoidable as long as you know they could potentially occur.

Zillow notes that preparing for possible issues during closing can help you avoid them and keep the process moving. By the time you get to closing, make sure that your mortgage is ready to go. Mortgage delays can bring everything to a halt. You need to have your financials in order so you can complete the transaction. You also need to ensure that the transfer of your down payment to the bank is ready to go. Any issue with that could set you back, too.

Document issues are another common problem that slows down closing. So, make sure that all your paperwork is in order. Review everything and then review it again. Make sure you have signed everything you need to sign and have all your documents ready to go.

There are a couple of things that you may not be able to prevent and that can come up unexpectedly right before closing. One is that you notice an issue during your final walk-through of the property. Perhaps there has been damage or something else is amiss. You may have to negotiate with the seller and make some changes to accommodate for these things. The second is an issue with the title. If it is not clear, that can really slow things down, so try to get the title report going as soon as possible. This information is for education and is not legal advice.

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